Most young professionals find money management to be a challenging task as they enter into a world where they have to find independence in all aspects of life. "Taking Control of Your Money" focuses on the step-by-step process of organizing personal financial goals and finding ways to achieve them.  This simple process is also called Financial Planning.  Regardless of the individual's level of income, financial planning helps young professionals develop a personal plan that guides them on how to allocate future income.  Some specific examples refer to options available in Tanzania, Kenya and Uganda.

A personal financial plan helps young professionals set personal goals, organize their finances, develop a clear vision of what they want to do with their money, determine what they will do in case of unforeseen obstacles and eventually arrive at their pre-determined target at the expected time or sometime around it.  Financial planning is not a new concept; it is a practice that has been used before by some individuals, however most of the time it has been stumbled upon, the hard way. 

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